How Proposed Health Care Changes Will Affect Freelancers

Computer Doctor

I don’t know about you, but I’m constantly looking over my shoulder in anticipation of what Congress will do to our healthcare access if it can get its hands on it. Their latest round of proposals have some bad and some not-so-bad options, particularly when it comes to health care plans many freelancers purchase through Associations. These may be a blessing or a curse, assuming they are legislated into action. While we’re waiting to find out, here’s an interesting article by Freelancer’s Union participant Carol Poster:

How Proposed Healthcare Changes Will Affect Freelancers
by Carol Poster

The health insurance regulatory landscape in the United States may soon be changing in ways that offer new opportunities and new hazards for freelancers and entrepreneurs. The new opportunities are ones that allow sole proprietors to join Association Health Plans, Short Term Health Plans to be extended from a three-month to a 364-day maximum period, and both to be sold across state lines. The hazards are that these plans pose substantial financial risks and may destabilize ACA marketplaces, making insurance more expensive for many people.

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Freelancing is a Force – and We Need to Reckon With it

An excellent article from Scott Tillitt of the National Freelancers Union

Within 10 years, at its current growth rate, the majority of the US workforce will be freelancers. Think about that for a second (or a minute): It has major ramifications for our economy, politics, culture.

This startling stat comes from “Freelancing in America: 2017” (FIA), a comprehensive study from freelancing website Upwork and our own Freelancers Union.

FIA estimates that already more than one-third of the US workforce are currently freelancing (57 million Americans) and contribute approximately $1.4 trillion annually to the economy — a nearly 30% jump since last year.

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