How Proposed Health Care Changes Will Affect Freelancers

Computer Doctor

I don’t know about you, but I’m constantly looking over my shoulder in anticipation of what Congress will do to our healthcare access if it can get its hands on it. Their latest round of proposals have some bad and some not-so-bad options, particularly when it comes to health care plans many freelancers purchase through Associations. These may be a blessing or a curse, assuming they are legislated into action. While we’re waiting to find out, here’s an interesting article by Freelancer’s Union participant Carol Poster:

How Proposed Healthcare Changes Will Affect Freelancers
by Carol Poster

The health insurance regulatory landscape in the United States may soon be changing in ways that offer new opportunities and new hazards for freelancers and entrepreneurs. The new opportunities are ones that allow sole proprietors to join Association Health Plans, Short Term Health Plans to be extended from a three-month to a 364-day maximum period, and both to be sold across state lines. The hazards are that these plans pose substantial financial risks and may destabilize ACA marketplaces, making insurance more expensive for many people.

Read the rest of this article.

Take Time for Yourself to Achieve Your Goals

Here’s another great article from The National Freelancers Union. Too much work without break time built in can actually hinder your productivity. This article explains why.

Speaking of break time, don’t forget Arlington Entrepreneurs’ upcoming Coffee at Kickstand will give you the break you need to get back into the saddle and working productively!

Here’s the beginning of the article:

Practical Tips for Taking TIme for Yourself to Help You Achieve Your Goals

by Freelance Union Member Irene Barnard

Carving out “me time” can help give you the energy and focus you need.

Self-care and taking time to rest, stay healthy, and accomplish other goals besides work—we’re all familiar with these principles. Articles and blog posts often emphasize their importance.

Ironically, however, they can seem harder to achieve as a freelancer than a full-time employee! My schedule as a freelance writer and editor is supposed to be flexible and under my control. Yet for a long time, I couldn’t seem to get past the unhealthy habit of forsaking all else in my life and hunkering down to finish a job—then accepting yet another one.

There’s always the excuse of the inherent insecurity of freelance life: worry over losing a client or not bringing in enough money.

But what else was stopping me from finishing the novel I’ve been writing for years, in the hours when I wasn’t working? Perhaps you can recognize some of your own habits below; these obstacles can halt any pursuit, creative or otherwise:

Read the rest of this article.

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